Franklin County Residents did you get the memo?

by Maureen McCabe on August 22, 2007

FEMA Holds Open House on Flood Map Changes for Franklin County and Columbus Date: 1-22-2007
Representatives from the U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) will share information on local flood map changes that may affect up to 13,000 residents in Franklin County and the city of Columbus.
County and city officials encourage all residents to attend the FEMA Open House to talk with local, state and federal officials about flood risk, flood insurance, floodplain development regulations, and the process for floodplain mapping within Franklin County.WHEN:
Tuesday, January 30, 2007 4-7 p.m.

Memorial Hall 280 E. Broad Street 

I was hounded by an agent for a few days about info on a Columbus  home I had listed back in 2002.  It was not in a flood zone that required flood insurance back in 2002.  When I returned her call on Monday she said the flood zone maps in Central Ohio changed in January 2007.   That the home is in a flood zone now.   It’s listed with someone else in 2007, why is she calling me?   

Did you make the meeting in January?  Have you heard from your insurance agent or mortgage company if you are one of the 13,000 homes? 

There is a place on the property disclosure (required in most home sales in Ohio)  to disclose if your home is in a flood plain and you (and future owners) are required to insure it against floods.   

In talking to the real estate agent after returning her call twice I discovered flood zone maps were changed in January 2007.   Maybe I knew that back in January.

Why is she calling me in 2007?  I hoped in listening to her message on Saturday that there was the same sort of confusion going on in August 2007 that there was back in 2002 but it seems there’s just a different kind of confusion.  In 2002 the lender,  surveyor and title company told the buyer the house required flood insurance but it did not. 

I got a call within a few hours of the one reading me the riot act about the house being in a flood zone that said “oooops it’s not.  Never mind.”

It was a great house back in 2002.  Looks like a great home now.  Looking at my MLS listing in 2002:

“Open 5-5-2002 2-5, neutral, soft contemporary on deep lot with stream, trees. Gleaming hardwood floor in foyer, island kitchen. Stone WBFP. Huge master bedroom & luxurious master bath w/soaking tub. Plant ledges & vaulted ceilings thru out. Jack & Jill bath. Built by MI. Click photo for more.”

I bet it still has a deep lot with a stream at the back though.

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